How HOAs Can Affect Your Roofing Decision

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When you need a new roof, you have a lot to consider. You’ll need to decide which roofing materials to use and which contractor to hire. If you belong to a homeowners association (HOA), you’ll also have to make sure your decisions align with the association’s rules. In this article, we’ll discuss how to go about getting your roof replaced if your neighborhood is governed by a HOA.

What does an HOA do? 

At their core, homeowners associations exist to protect homeowners’ property values. They do this by performing functions like managing amenities and common areas, providing services to residents, planning social activities, and establishing rules about how member properties are maintained. Often, these include rules aimed at creating a consistent and cohesive neighborhood aesthetic. It is important to understand your specific HOA’s regulations before replacing your roof.

How does an HOA affect my roof? 

Often, HOA rules require homeowners to get the association’s approval before beginning home improvement projects, including roof replacement. Your HOA will want to ensure the materials you use are durable and compatible with the neighborhood’s aesthetic. This may take time, and if the HOA denies your initial request, you will need to revise and resubmit it so it matches their guidelines. Additionally, because you must follow their specific requirements, a roof replacement may cost you more than you expect. When you need HOA approval for your roof replacement, it’s important to know the signs of an unhealthy roof and get the process started as soon as possible to avoid damage to your home and the need for more costly repairs.

Common HOA Roof Requirements 

Most of the time, HOAs require roofing materials to be similar to those used on other homes in the neighborhood, which can limit your choices of color scheme and style. Your HOA may also require your roof to meet standards for hail resistance and energy efficiency.

What are tips for working with an HOA? 

Your HOA approval process doesn’t need to be complicated. By clearly communicating with your association and getting all questions answered before contacting a roofing professional, you can make sure to get it right the first time. When you share your plans with your HOA in advance, you can move forward assured that your new roof will meet all their guidelines without the need for costly adjustments to your plans.

If your home is in a neighborhood with an HOA, be sure to review the signed agreement before contacting a roofing professional. Submit your contractor’s proposal to your HOA to gain the necessary approval before work begins. It may be in your best interest to ask your HOA for recommendations; they may have preferred contractors who have worked in the neighborhood before and are therefore familiar with its regulations.


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